Supplies Needed:
Tube of choice, I am using Scott See found at ART
Scrap kit Tropical Blast by Crystal’s Creations also found at ART
Template 181 by Additive Pleasures
My Supplies (word art and mask) here

Open the template, duplicate and close the original. Delete the copyright. Resize all layers by 85 percent. Resize canvas by 700 x 700.

Select Raster 4, go to Selections - Select All - Float - Defloat.

Copy and paste a paper of choice above the selected layer.  Resize paper if needed.  Position to your liking, go to Selections - Invert and hit delete on the keyboard. Apply a drop shadow.

Repeat the above steps for the remaining template layers.

Select the square background in the lower left hand corner, go to Selections - Select All - Float - Defloat. Copy and paste the tube as a new layer. Position to your liking.  Go to Selections - Invert and hit delete on the keyboard. Apply a drop shadow.

Open ee37, duplicate and resize one by 80 percent. Copy and paste the resize tree on the left hand side behind the frame and background. Position to your liking. Apply a drop shadow. Copy and paste the full size tree on the right hand side, apply a drop shadow.

Open ee13, resize by 60 percent, copy and paste as a new layer. Place in front and to the left of the large palm tree. Apply a drop shadow.

Open ee23, resize by 40 percent, copy and paste as a new layer, place behind the large palm on the left hand side. Apply a drop shadow. Move this layer below the surf board so the branch is behind it.

Open ee4, resize by 60 percent.  Copy and paste as a new layer, place in the top left hand corner overlapping the palm. Apply a drop shadow.

Open ee2, resize by 30 percent, copy and paste as a new layer. Place at the bottom on the right hand side of the frame. Apply a drop shadow.

Copy and paste the tube as a new layer, place in the center of the template. Resize if needed and apply a drop shadow.

Open ee34, resize by 25 percent. Copy and paste as a new layer. Place beside the beach ball on the left hand side. Apply a drop shadow.

Open ee31, resize by 25 percent, copy and paste as a new layer. Place at the bottom on the right hand side of the surf board. Apply a drop shadow.

Open ee27, resize by 15 percent. Copy and paste as a new layer, place on the  left hand side next to the sun cream. Apply a drop shadow.
Open ee12, resize by 20 percent, copy and paste as a new layer. Place on the left hand side of the frame at the bottom of the template. Apply a drop shadow.

Open ee17, resize by 25 percent. Copy and paste as a new layer. Place to your liking, duplicate as many as you like. Apply a drop shadow to all layers.

Open ee16, duplicate and resize one by 25 percent and the other by 12 percent. Copy and paste the smaller flower as a new layer. Place in the hair of the tube. Apply a drop shadow. Copy and paste the larger flower, place to your liking. Duplicate as many times as you like. Apply a drop shadow to all layers.

Open ee40, copy and paste as a new layer. Position to your liking, move layer behind the tube in the center.

Copy and paste the mask included in my supplies above the white background layer. Position to your liking.

Copy and paste the word art included in my supplies. Place to your liking, I erased the word art at the bottom of the template.

Add any copyrights and your name. Crop, resize if desired. Save as a PNG (close the white background layer first).

Thank you for trying one of my tutorials, I hope you have enjoyed using it and hope to see ya back here again!! I would love to see what you have created.